The Money Marketing Podcast

MM Talks: End of year round-up

Kimberley Dondo and Dan Cooper wrap up 2025 with a deep dive into the year’s knottiest topics. From the "fatigue" surrounding the advice/guidance boundary to the confusing world of crypto regulation, the team asks: is the industry ready for what comes next?
They also tackle the big macro questions: Is the Triple Lock unsustainable? Is Trump worse for markets than Truss? And will we really see a "crypto adviser" in 2026? Tune in for the analysis, the debates, and the predictions.

Protection and pensions series: Unlocking the Workplace Pensions Report 2025

How do you convince a client to consolidate their "shoebox" of old pensions when 59% are happy to just "leave it"? In this episode of The Money Marketing Podcast, in association with Royal London, we look at the actionable takeaways for advisers from the Workplace Pensions Report 2025.
 
Clare Moffat (Royal London) breaks down the barriers stopping clients from picking up the phone. We discuss the upcoming changes to salary sacrifice (and the new £2,000 NI cap), the confusion surrounding the "megafunds" proposals, and how to use the Retirement Living Standards to reset unrealistic income targets.
We discuss:
The "I'll do it later" problem: Strategies to move clients from inertia to action.
Anchoring Expectations: Combating the "£58k income" myth.
The Power of Advice: Data showing how advised clients are more likely to switch funds and boost contributions.
Future Proofing: What the Pension Schemes Bill means for your clients.
Read the full report: To see the full breakdown of consumer trends and stats, download the Royal London Workplace Pensions Report 2025 here.

MM Talks Budget Special: From Salary Sacrifice to the Legacy Squeeze

In this special reaction episode of MM Talks, we tear up the script following the unprecedented early leak of the OBR report and the Chancellor's subsequent speech.
Join Kimberley Dondo as she sits down with the Money Marketing editorial team, Tom Browne and Dan Cooper, alongside special guest Chris Jones, Financial Services Director at Dynamic Planner, to dissect a day of high drama and hard numbers.
The team discusses how the "accidental" leak set the stage for a gloomier economic reality and debates whether the Chancellor's "growth" narrative survived the downgrade to 1.5%. Most importantly, we dig into the technical details that will hit your clients' plans tomorrow morning.
Listen now:

MM Talks: Unpacking the AI Minefield and Pre-Budget Fears

What's the real mood of UK advisers? The Money Marketing team reports back from MMI London.
Join Tom Browne, Dan Cooper, and Kimberley Dondo as they also tackle the AI 'minefield', discussing how to innovate without alarming clients. Finally, they run through the biggest fears and speculation surrounding the upcoming Budget.

MM Talks: AI in Advice – Beyond the Buzzword to Business Impact

Is AI just a buzzword, or can it truly deliver tangible value for financial advice firms?
Recorded live from our Money Marketing Interactive London 2025 conference, this expert panel moves beyond the hype to discuss the real-world impact of artificial intelligence. Listen as industry leaders explore the practical opportunities and challenges of integrating AI, from boosting efficiency with automation to enhancing the client experience.
Our panel, moderated by Richard Bradley of Platforum, features Helen Lovett (Foster Denovo), Madeleine Debney (Otto), Peter Ferguson (St. James's Place), and Rowan Whittington (Dynamic Planner). They offer practical advice on navigating the ethical and regulatory hurdles to stay competitive and help close the advice gap.
 
To explore this topic further, read our related Big Picture feature on AI here:
The Big Picture: When AI meets advice – innovation or compliance minefield?

Pensions and Protection Podcast: Inheritance Tax on Pensions

In this episode, we tackle the monumental shifts in UK inheritance tax (IHT) rules. Joining us from Royal London's Technical Marketing Team is Justin Corliss, who breaks down the impact of the October 2024 budget announcement on pensions.
We'll discuss how unused pension pots and death benefits are set to be included in IHT calculations from April 2027, and what this means for your clients' financial plans. Justin clarifies the new payment process, the surprising exemption for death-in-service benefits, and provides a crucial checklist for financial advisers. Whether you're an expert or a newcomer to this topic, you'll gain valuable insights to navigate these changes and help your clients plan for their legacy.
This episode is brought to you in association with Royal London.
Pensions & Protection Podcast

MM Unpacked: The Future of Wealth & Work

In this month’s episode of MM Unpacked, we dive into the big topics of adviser life, generational wealth, and the changing face of the industry. Host Kimberley Dondo is joined by Editor Tom Browne and News Editor Dan Cooper to discuss what's on everyone's mind.
 
Tom shares his unique insights from interviewing advisers for his 'Big Picture' feature on the human side of the job, while Dan unpacks his provocative leader 'Will the last of the wealthy please turn off the lights?' and what it means for the profession. The team also discusses what Laura Purkess's feature on the great wealth transfer means for advisers and their clients. Plus, they look ahead to MMI London and what to expect from the podcast as Kimberley prepares for his paternal leave.

MM Talks: D&I in Financial Services – Beyond the Tick-Box

This week on MM Talks, we're joined by Rowan Whittington (Dynamic Planner) and Jim Islam (OneFamily), along with our own Tom Browne and Kimberley Dondo. We take a deep dive into the state of diversity and inclusion in the UK financial services sector.
Our panel discusses the industry's evolution on D&I, how it compares internationally, and the tangible business benefits of building a truly diverse team. They also share powerful personal stories of navigating unconscious bias and challenging the status quo, revealing what makes D&I efforts feel genuine.
But as initiatives have been a focus for some time, is 'D&I fatigue' setting in? And how are younger professionals changing the conversation? Listen now

MM Unpacked: Financial scams, pensions IHT U-turn & FCA culture clash

Welcome to Episode 2 of MM Unpacked! Join Kimberley Dondo alongside Money Marketing's editorial team, Dan Cooper and Tom Browne, as they discuss the Government's controversial decision to push ahead with including unused pensions in Inheritance Tax and how the industry is reacting. They also cover the latest on financial scams, the rise of apprenticeships as a new route into advice, and the FCA's ongoing battle against toxic workplace cultures. Listen now:
 

Protection and Pensions Series: Building Investor Resilience with Royal London

When markets get rocky, how can financial advisers help their clients stay the course?
Join Kimberley Dondo and Ilana Miller, Investment Development Director at Royal London, as they discuss the art of guiding clients through market volatility. In this episode, they explore the importance of addressing the emotional side of investing, proactive strategies to build long-term resilience, and the value of multi-asset solutions and active management in challenging times.
 
Learn how to help your clients build confidence and remain focused on their financial future.
For more resources on investing and financial planning, visit the Royal London website.
Listen to the previous episodes in the series here.